PMEGP

PMEGP (Prime Minister’s Employment Generation Programme) – Complete Guide

PMEGP is a flagship credit-linked subsidy scheme by the Government of India to promote self-employment and entrepreneurship by supporting micro-enterprises in the non-farm sector.

Key Features of PMEGP

1. Objective:

   • Generate employment opportunities in rural and urban areas.

   • Promote self-employment through micro-enterprises.

2. Eligibility:

   • Individuals (18+ years) can apply.

   • Self-Help Groups (SHGs), Institutions, and Cooperative Societies are also eligible.

   • No income ceiling for beneficiaries in General Category.

3. Financial Assistance:

   • Subsidy:

     • Urban Areas: 15% of project cost (General) | 25% (SC/ST/OBC/Women/PH/Minorities).

     • Rural Areas: 25% (General) | 35% (SC/ST/OBC/Women/PH/Minorities).

   • Maximum Project Cost:

     • Manufacturing Sector: ₹25 lakh

     • Service Sector: ₹10 lakh

4. Implementing Agencies:

   • KVIC (Khadi & Village Industries Commission) – Nodal Agency.

   • State KVIC Directorates, Banks, and District Industries Centres (DICs).

5. How to Apply?

   • Online application via PMEGP e-portal.

   • Submit project proposal with required documents.

Benefits of PMEGP

✅ Job Creation – Supports small businesses to employ people.
✅ Subsidy Support – Reduces financial burden on entrepreneurs.
✅ Women & Marginalized Focus – Higher subsidies for SC/ST/OBC/Women.
✅ Rural & Urban Development – Encourages local industries.

PMEGP vs. Other Schemes

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